Children’s Insurance is a life or health insurance policy purchased for your child, offering financial protection and long-term benefits. While children are generally healthy, unexpected events such as serious illness, accidents, or chronic conditions can happen. Insurance provides a safety net to cover medical costs, specialized treatments, or ongoing care. Beyond protection, children’s insurance can also serve as a financial foundation for the future. Many policies build cash value over time, which can later be used for education, starting a business, or supplementing retirement savings. Purchasing early often locks in lower premiums, making coverage affordable for life.