Mortgage Insurance is a type of coverage designed to pay off all or part of your mortgage in the event of death, critical illness, or disability. It protects your family from losing their home if you are unable to make mortgage payments due to unforeseen circumstances. This insurance can also provide financial stability by covering monthly mortgage obligations during periods of illness or injury, ensuring your loved ones remain secure.

Why Buy Mortgage Insurance Through an Insurance Advisor Instead of a Bank?

Personalized Coverage

Advisors tailor coverage to your individual needs, lifestyle, and health profile, rather than a one-size-fits-all bank product.

Better Rates

Independent advisors can access multiple insurance providers to find the most competitive premiums.

Flexible Terms

Policies can be structured to suit your mortgage type, term, and income replacement needs.

Comprehensive Advice

Advisors provide guidance on additional protection options like disability or critical illness riders.

Ongoing Support

Advisors assist with claims, policy updates, and adjustments over time, ensuring continued protection.