Helps pay rent, utilities, salaries, and other necessary business costs during disability.
Prevents disruption in operations, ensuring the business can continue to function.
Keeps owners from using personal savings to cover business expenses.
Reduces stress, knowing the business can survive financial setbacks caused by illness or injury.
Can be tailored to match business size, expense levels, and owner needs.
Typically covers expenses for a set period (e.g., 12–24 months) while the owner recovers.